FREQUENTLY ASKED QUESTIONS ABOUT HOMEOWNERS INSURANCE
What is homeowners insurance?
Homeowners insurance covers your home's structure and replaces your belongings if lost or damaged by covered losses such as fire, smoke, theft, vandalism, lightning, wind or hail, and more. This critical insurance also includes liability coverage, which helps protect you if you're sued.
Why do you need homeowners insurance?
Your home is likely one of the most significant investments you'll ever make, so you want to be sure you're protecting your assets, and it is also typically required by mortgage lenders. A homeowners insurance policy can also provide peace of mind and help protect you, your family, and your home if a covered loss occurs.
Where do I start the process to get homeowners insurance coverage?
Simply contact an independent insurance agent to get a homeowners insurance quote. Your agent will work closely with you to determine your risks and build a home insurance policy that fits your unique lifestyle at a price that works.